I Need A Lawyer For A Car Accident – If you are involved in an accident in Pennsylvania, it can be difficult to know what to do. If you believe you are at fault in a collision, it is important to know how to respond to the accident. Taking the wrong actions after a collision can lead to complications and additional costs. By consulting with a car accident attorney before contacting your insurance company or the other party’s company, you can minimize the amount of damages you will have to pay in a claim from the other driver.
When the police arrive at the scene of an accident, they will conduct an initial investigation, determine which driver is at fault, and provide information if the driver is found to be the cause of the accident. However, the police officer’s judgment is not certain. The insurance company involved can then step in, investigate and make a decision.
I Need A Lawyer For A Car Accident
However, Pennsylvania has been selected as a no-fault state when it comes to accidents. Drivers can choose to purchase no-fault insurance, limited liability insurance, or all-fault insurance.
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If both drivers involved in the accident did not have adequate insurance, they could file a claim with their insurance company for medical bills and lost wages. However, due to limited coverage, damages for non-economic losses cannot be recovered.
With limited liability, it doesn’t matter whether you were at fault for the accident or not. Both you and the other driver will file a claim with your insurance company for your out-of-pocket costs. However, as a general rule, insurance companies are prohibited from filing insurance claims if the amount covered by automobile accident insurance is limited. We carry limited liability insurance to help compensate the at-fault driver if the victim is seriously injured.
The second option you have when purchasing auto insurance in Pennsylvania is comprehensive tort coverage. Although this type of insurance is slightly more expensive than accident coverage, many experts advise people to choose the cheaper option. Comprehensive insurance coverage allows accident victims to sue for compensation for all losses following a collision, including non-economic damages. This allows accident victims to claim compensation for damages within the scope of the parties’ policies. With all-fault insurance, determining who was at fault is key to determining whether you can recover compensation for your losses.
Additionally, Pennsylvania’s comparative negligence rules are set forth in 42 Pa.C.S. 10 7102. Under this law, anyone who causes a motor vehicle accident is subject to several charges. However, victims of traffic accidents can recover compensation if their percentage of fault is less than the percentage of fault of the other driver. For example, if you are found to be 51% liable, you will not be able to recover any compensation.
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However, whether you were at fault for the accident or the other driver was not at fault, you can still claim compensation. For example, if you are 20% at fault than her, you are not barred from seeking damages in a lawsuit against the other driver. However, the maximum sentence will be reduced by 20%. For example, if the jury awards you her $100,000 in this case, the verdict could be reduced to her $80,000.
If you are involved in a collision and believe that you caused the collision, your negligence will not be noticed by the other parties or the police. Instead, the insurance company determines liability by investigating what happened, considering witness testimony and other evidence.
If you and the other driver both have limited at-fault coverage, you will both be filing a claim with your insurance company regardless of who was at fault. However, if one of you is seriously injured, you may cross the limited tort line for making a claim and can make a claim.
If you believe you were at fault in a car accident, there are several steps you should take. Even if you are not at fault, you should take these steps to protect yourself.
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Do not leave the scene of the traffic accident. If that happens, the situation could be worse than before. Leaving the scene of an accident is a crime in Pennsylvania and can result in fines and heavy penalties. Instead, you must stop and exchange information with the other driver, including your name, contact information, driver’s license, and insurance information. Be sure to get the same information from another driver.
If someone is injured in your accident, call 911 immediately to report the accident and call the police. While you wait, check for injuries and administer first aid to the injured person until help arrives. If no one is injured, exchange information with other drivers. Motor vehicle accidents must be reported by submitting Form AA600 to the Pennsylvania Department of Transportation (PennDOT) within five days.
When the police arrive at the accident scene, they will investigate the scene and file an accident report. Ask the police department how to obtain a copy of this report. When you are ready, be sure to obtain a copy from the appropriate law enforcement agency.
While you’re waiting for the police, don’t say anything you’ll regret later. Avoid the urge to apologize for the accident. Does not admit guilt or accept responsibility. Avoid talking about what you were doing before the accident or asking questions to determine if the other driver made a mistake.
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Be honest when talking to the police. Don’t admit your mistakes, don’t blame them, don’t apologize. Tell the police officer what you remember before, during, and after the accident. If someone asks you if you’re hurt, don’t say you’re not hurt. You may experience delayed symptoms. Instead, you can tell the officer that you need a medical examination to determine your injuries.
Use your smartphone camera to take photos of the accident scene. Describe the damage to each vehicle involved and how each vehicle acted after the accident. Take photos of other important things like tire tread, accident statistics, traffic jams, weather, traffic lights, nearby traffic lights, stop signs, intersections, and other information.
Take more photos than you think you need. Photos of the accident scene can help identify at-fault and provide strong evidence to support the accident. Photos taken after a car accident can also help preserve valuables that may be lost during scene cleanup.
After an accident, it is important to always see a doctor and undergo tests. Even if you think you are not injured, symptoms may appear late and you may be injured.
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The human body releases adrenaline during emergencies. Adrenaline is a hormone involved in the natural flight or flight response to danger. This rush of adrenaline masks the symptoms of pain, making you unaware that you are injured.
Seeing a doctor soon after an accident can help you determine if there are hidden injuries and get you the treatment you need right away. Immediate treatment can help you recover faster, and even faster for injuries sustained in a car accident. Whether you are filing a claim with your insurance company or the other driver, medical records of your injuries are critical to recovering compensation for your losses.
Many insurance companies, whether limited or fully insured, include clauses in their insurance contracts that require the insured to report risks. Please review our policies to be notified immediately. Most companies allow you to complete a report online and will contact you once they receive your report.
Even if you believe that the accident was your fault, there may be something that you don’t know about that caused the collision. For example, the driver may have been texting before the accident and took no steps to avoid the collision. This may result in defective parts that may cause malfunctions or accidents.
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If you get a ticket from the responding police officer, it doesn’t mean the police officer is wrong. Instead, lawyers and insurance companies will independently investigate what happened to determine fault.
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